Mortgage guide
Renovation Mortgages: detailed guide
Explore mortgage options for borrowers looking to purchase a property in need of renovation, a great alternative to bridging loans.
- Published
- 13 Apr 2026
- Last reviewed
- 11 Sep 2026
- Reading time
- 2 min
What is a renovation mortgage?
Renovation finance can help homeowners and investors fund work ranging from minor upgrades to major alterations. The available options depend on the property and the planned work.
Can I get a buy to renovate mortgage in the UK?
The guide compares purchase and renovation funding for buy-to-let investors and residential homeowners, with different requirements for each type of project.
Read more about Can I get a buy to renovate mortgage in the UK?
What is the maximum LTV for a renovation mortgage?
Read how the amount you can borrow depends on the renovation mortgage, property and project, including options for buy-to-let investments and your own home.
Read more about What is the maximum LTV for a renovation mortgage?
Can i use part of my mortgage loan for renovations?
Yes, if you are exploring options for a residential remortgage, you can use part of your mortgage loan for renovations.
Read more about Can i use part of my mortgage loan for renovations?
Can I get a purchase and renovation mortgage?
Read about finance that covers both buying a property and renovating it, with options for homeowners and investors.
Read more about Can I get a purchase and renovation mortgage?
Talk it through with an adviser
Speak to a Mortgage Lane adviser about your circumstances and the next steps.