Mortgage guide

HMO Mortgage Valuations: detailed guide

Learn about all valuation methods used by HMO mortgage lenders, including eligibility requirements to achieve a commercial valuation.

Seren Norton CeMAP · FCA authorised firm

Commercial Investment valuation (MV1)

For rooms of 7 and above, planning will be required regardless of whether the property sits inside or outside article 4.

Residential valuations are standard valuations that are primarily used on single unit buy to lets, which includes comparable valuation methodology.

Hybrid valuations are usually provided by specialist Buy to Let lenders.

Yes, as long as the valuer is registered with RICS and this is the case with valuers that are instructed by Mortgage Lenders.

Speak to a Mortgage Lane adviser about your circumstances and the next steps.