How much deposit is needed for a commercial mortgage?

For a commercial mortgage, a deposit of approximately 25% of the property’s total value is typically required, especially with investment commercial purchases. However, in specific owner occupied sectors like healthcare, some mortgages might offer up to 100% loan-to-value (LTV), potentially eliminating the need for a deposit. This variance primarily depends on the lender’s policies, the type of property, sector, and the borrower’s financial health. Consulting with commercial mortgage brokers can provide insights into commercial mortgage criteria requirements to see what Loan to Value (LTV) you can borrow with commercial mortgage lenders.